Collect Rich Dads Guide To Becoming Rich...Without Cutting Up Your Credit Cards Depicted By Robert T. Kiyosaki Issued As Textbook
es libro breve. Lo considero como un complemento para Padre Rico, Padre Pobre,
Es un manual que guía a cómo ordenar las finanzas en una primera instancia,
La tarjeta de crédito es sólo un punto que es tratado en el libro,
Pero cuál es el tema principal
Rescato una idea que se desarrolla casi en un tercio en el libro y que corresponde a la voluntad de cada persona para cambiar y mejorar su situación financiera.
Kiyosaki habla del "precio" que se debe pagar para obtener lo que uno quiere,
Algunos no están dispuestos a pagar el precio, el costo añadido, el esfuerzo que tenemos que aplicar para obtener lo que se desea,
Y ese punto es lo gravitante de este libro,
Cada acción que hacemos, evitamos o deseamos implica un costo y también genera una consecuencia,
Es una lectura rápida, sencilla que nos motiva a seguir avanzando en el tema de las finanzas personales,
loved it very good starting points and tips, Nice read, but if you are familiar with the "Rich Dad" books you will hardly find something new here: it is has the same ideas about job security and financial freedom, but with emphasis on how to actually achieve it.
I myself always like the idea that people should learn from their mistakes and should not be punished for them, and I think that this book gives the most weight to that idea: rich people are not afraid to make mistakes, they learn from them and continue forward.
The other nice thing about this book is that you can read it without ever reading the other "Rich Dad" stuff: it is a nice read on its own.
This book was included with Audible Plus so I gave it a listen, I found the information in this book to be useful, It expanded on his previous book, I'll recommend it to friends that could use the basic tips provided, If you read a lot of financial books you may not find much, The narrator did a good job,
Disclaimer: My enjoyment of the narrator is based on my listening speed, I only leavefor books I've listened to or will listen to multiple times, I'll update my review if I listen again, If you like this review please consider giving it a Helpful Vote below, A shorter book by Kiyosaki, this one follows suit with Rich Dad, Poor Dad, and serves as a good reminder to the principles it contained,
Regarding the subject of credit cards and debt, he employs a method Dave Ramsay calls the “snowball effect”, This is basically choosing to pay off smaller cards first, and then rolling the payment forward to the next biggest cardrinse and repeat, He diverges from Ramsay when he advocates the continued use of credit cards, albeit responsibly,
Great little primer full of good reminders, Sau nửa năm, nhiều lần tưởng chừng như bỏ dở vì quá dài, Do bộ sách này dài lên không phải phần nào cũng hấp dẫn, Nhưng mình vẫn kiên trì đọc, về tổng thể thì mình thấy nội dung cuốn sách rất rất hay.
Như mở một chân trời mới đối với mình, giúp mình hiểu thêm một chút về thế giới của người giàu, về suy nghĩ và tư duy của họ.
Nếu như không đọc thì mình có lẽ cũng không bao giờ biết được đến những điều đó,
Mỗi phần là một bài học sâu sắc và ý nghĩa về tài chính, về quy luật của đồng tiền, về bản chất của xã hội.
Những nguy cơ mà người làm thuê có thể gặp phải, Giúp mình nhận thức được làm công ăn lương, hưởng bảo hiểm của chính phủ thực ra lại không an toàn chút nào.
Ngẫm thì thấy đúng, qũy bảo hiểm, qũy lương hưu của nước mình thấy cũng mong manh, yếu ớt lắm.
Một năm dọa vỡ không biết bao nhiêu lần, Đọc rồi mới biết đây là tình trạng chung của mọi chính quyền trên thế giới, không có cách giải quyết dứt điểm, càng ngày càng nghiêm trọng.
Chỉ cócon đường duy nhất là tự giải cứu lấy chính mình thôi, Còn giải cứu thế nào thì mỗi người đọc sách sẽ cóý tưởng, hay động lực riêng, Mình tin chắc là như vậy,
Điểm thú vị là cuốn sách về kinh tế nhưng được viết dựa trên kinh nghiệm và những bài học của cha nuôi tác giả, một triệu phú nổi tiếng và những bài học từ cha đẻ của tác giả, một cán bộ giáo dục nổi tiếng tại Hawai, nhưng lại làngười nghèo khó và thất bại cho đến cuối cuộc đời.
người cha,thế giới,bài học khác nhau cho cùng một vấn đề, nhưng đều cóý nghĩa nào đó, Từ những bài học này, chúng ta có thể thấy được sự khác biệt trong tư duy của người giàu và người nghèo.
Bản thân chính tôi sau khi đọc xong thì thấy mình đang có tư nghèo, rất nghèo, Nhưng cũng đã học được rất nhiều điều từ người cha giàu và đang dần thay đổi, Mình cũng đầu tư mua bộ trò chơi cashflow, chơi cũng rất thú vị, càng có lương cao thì càng khó thoát.
Điểm trừ ở bộ này là dài và lan man quá, nhiều bài học được tác giả lặp đi lặp lại.
Thứlà nghe giọng kể của tác giả thì những người có thắc mắc với tác giả về tư duy của người giàu, thì tác giả chỉ trả lời chung chung, và mặc định người nghe phải tư duy như người giàu rồi.
chi tiết bộ sách tại: sitelink com/sachhayne the content is useful but four bc it overlaps with the OG rich dad poor dad book except it focuses on smaller topics regarding the price of getting rich and strategies to build wealth including how to use debt to build wealth.
this is a quick read but i found it helpful to refresh myself w some useful personal finance tips since im currently in a little rut on what kind of venture to do next.
kyosaki is a big proponent of investing in real estate but ill still keep an eye out for my next gig, the author is a bit repetitive but that can be helpful if personal finance topics arent something one thinks he/she would grasp right away, This book kinda reminds me of a YouTube video, As you are watching the video, annoying ads pop up, As you read this book, there are mentions of buying his game, read his otherbooks and so on so forth, I found in this book with him being repetivitve on the Rich Dad stories, And advice to call to cancel a credit card which is opposite on what this book is about, Granted, there are some useful nuggets in this book that does make you rethink your finances, But nothing truely profound. Most of it is information that you have already heard from him before or from someone else, There wasn't really any great advice not cutting up credit cards, just avoid bad debt is basically what I got from this book, baca judulnya pasti bikin bahagia para pemegang "kartu" yang ingin tetap bisa foya, . P
tapi bukan ini alasan gw, kalau soal ngomongin investasi paling asik rasanya gw uda khatam denger sejak kecil dari nyokap,
tapi yg bikin buku ini gak bosen gw baca berkaliadalah pemahaman bijaksana tentang makna "menikmati hidup" dengan penuh penghargaan, kadang senyumsendiri kalo ketemu kalimatyg sama dg yg ada dlm pikirangw selama ini, terlebih saat menyaksikan orangyang kiyosaki bilang "kaya karena pelit", . atau lebih kocak "hidup pelit dan mati sebagai orang kaya", . hehehe kiatberinvestasi ala kiyosaki ini mungkin beda sikon dgn indonesia, . tapi tetap universal kok buat diambil sebagai acuan, . tetep buat gw jadi menarik buat dibaca berkalikali karena ditulis dengan gaya santai, tanpa beban dan gak 'galak' kayak kalimatjagokeuangan kebanyakan hehehe, . kadang suka berasa ketampar sendiri bacanya, . hihiiihi. .
judulnya emang provokatif banget, tapi ini bukan kiatmenjadi kaya dengan carasulap, bukan juga kiatkaya tanpa logika, . ini kiatmenjadikan uang tetap hanya sebagai uang, .
biar gimana kiyosaki bilang "saya pribadi terkadang bergelut dengan menjadi terlalu pelit, tetapi saya perhatikan bahwa orangorang akan lebih banyak tersenyum atau lebih menyukai diri saya bila saya bertindak dermawan.
. ". .
kenyataannya katanya lagi, orang lebih menyukai mereka yang dermawan ketimbang pelit, . Serás lo que serás,
Deja que el fracaso encuentre su falso contenido
en el mundo de los ignorantes,
Pero el espíritu , libre, lo desdeña,
El domina el tiempo, conquista el espacio,
intimida a esa casualidad jactanciosa y embustera,
y destrona a la tirana circunstancia,
Pero ocupa el lugar de un sirviente,
La voluntad humana, esa fuer za invisible,
El retoño de un alma inmortal
que traza caminos a todos los destinos
aunque se interpongan muros de granito,
No desesperes por su retraso,
Espera como alguien que entiende que,
cuando el espíritu surge y manda,
hasta los dioses obedecen, Wealth Comes at a Cost
During the final decade of the twentieth century, there was a rise in the number of affluent and welloff people, However, the issue remains: what was the difference between the price paid by thepercent who became affluent and the rest who didnt
You may get rich by winning the lottery or a game show, marrying a billionaire, or just being frugal.
There is often a price associated with each way of getting rich, however, and those costs are not necessarily quantifiable in money, They can take a more personal dimension, You may end up unhappier than you were, or even become an unethical crook,
There are better ways to accumulate wealth with much higher chances of succeeding, Most people never achieve financial success because they dont like the answers given when they ask, "How can I get wealthy" It's not because people don't want the solutions to how to become wealthy it's because they don't want to pay the price for them, a price they deem too high.
The Price of Frugality
Most of us pretend to agree with the financial gurus who preach fiscal austerity and prudence, though we secretly yearn for the ability to spend as much money as
we want on frivolous stuff.
As much as many of us appreciate the finer things in life, we are aware that they may quickly spiral out of control if we don't rein in our desire for them.
That is why many individuals advocate for frugality,
Find out how much something costs and then pay for it, but don't lose sight of the fact that everything has a cost, And recognize that you'll still be cheap if you become wealthy by living cheaply, Being cheap comes at a price: the rest of the world despises wealthy but cheap people who hoard their money, Generous individuals are more popular and more loved than cheap ones,
Mistakes Are Lessons
A successful individual is able to handle more criticism than an ordinary person, Average people have a hard time taking criticism, which is one of the reasons they stay ordinary, When people fail to succeed, it is because of their errors that continue to haunt them, In fact, many individuals mistakenly believe that if they fail, they are a failure, However, new opportunities will arise if people can learn and grow from their failures instead of internalizing them,
If you follow the crowd and fear making errors, lie about them, or place blame on others, you'll miss out on the fundamental way humans were created to learn: by committing mistakes and learning through them.
It's common for those who've made an error but haven't learned from it to declare that they are innocent, In doing so, however, they are squandering one of the greatest blessings in life, In order to achieve wealth, you must be prepared to make errors, accept your blunders without defending them, and evolve from them instead of allowing them to hold you back.
Financial Education
Education constantly shifts to keep up with the times and the technological progress of the world, However, it needs time to catch up, and this lag time varies between industries and fields of education,
There are three types of education: scholastic, professional, and financial, Scholastic education teaches students the basics of reading, writing, and mathematics, The contemporary schooling system has fallen behind the times, and students potential is being sacrificed to its slowness to change,
Learning that gives you the ability to create revenue via your occupation, such as becoming an electrician, attorney, or physician, is professional education, One of the finest investments you can make is in professional education, Learning how to make your money work for you is financial education, No matter what we end up doing or being, we all have to manage money at some point in life,
Schools do an incomplete job of providing financial education, You must learn from your industry and from professional bankers in order to properly manage your finances in the real world,
Harnessing Debts
Many people advise cutting up your credit cards as a way of limiting your spending and better controlling your finances, However, just like a fad diet, this solution is not permanent, It will only lead you to worse financial ruin instead of wealth,
Making yourself happy is a common motivation for purchasing goods and services, When you stop spending money on things you like, you aren't likely to be as happy as you otherwise might be, and that is why cutting up credit cards is futile.
You're not dissatisfied because of money itself, Dissatisfaction stems from being unable to pay debts or not having enough income to do the activities you want to accomplish,
Debt may be divided into two categories: good debt and bad debt, Good debt is paid for by someone else, For example, when you buy rental property, your tenants can pay your mortgage, Bad debt is anything you must pay for yourself, Wealthy people are more likely to be saddled with debt than poor people, but its usually good debt, The lower classes struggle with bad debt that inhibits their development and growth, Debt can be a powerful tool in the quest to become wealthy if you know how to use it wisely and learn to appreciate its power, Good debt is your way to wealth,
Reaching Financial Freedom
To begin your journey toward financial independence, you must first determine the actual amount of debt you carry, If you want to master your cash flow, you'll need three things: knowledge of your current financial situation, selfdiscipline, and a strategy to get you there, You need to stick to a debt reduction strategy, not tear up your credit cards, Paying yourself first and cutting down on the inessential luxuries that we all want are the first two stages in this process,
Start by paying yourself first when you collect a paycheck, Immediately set aside a portion of your pay for longterm investment, Then keep the money out of your hands till you're prepared to invest in it elsewhere, The second stage is to break the habit of making impulsive purchases, That's where selfcontrol and determination will be put to the test, In order to get out of debt, you must embrace the virtue of delayed gratification, which requires you to put off pleasure until later,
The Spirit of Change
Its easier for people who are scared of making errors to simply do nothing or do the same thing over and over again, They find it difficult to adapt to change or get anything new started, However, starting over and learning new skills are necessary to become wealthy, It is not uncommon to have to do things differently to achieve this goal,
Change may be terrifying because of the unpredictability it brings, But we all have the ability to make it through a transformation, and it's up to us whether or not we choose to tap into it, This power comes from your own innermost being, from your spirit, In fact, the ability to learn and grow intellectually, to keep your emotions in check, and to make tangible efforts is all due to your spirit, even if you're plagued with doubt about change in your life.
Wealth Starts with You
Being more accountable to yourself is among the advantages of learning accounting and improving your financial statements on a regular basis, And if you become wealthy, you'll be answerable to no one but yourself,
Only you can resolve your debt issues, and that is the core of the problem, Even if you study books, go to seminars, pay a mentor, or take courses, only you have the power to change your life,
Most individuals never become wealthy because they are unable to pull themselves out of financial problems when things go wrong, They've never been taught the fundamentals of how to identify the specific financial crisis they're in, But achieving the best financial results is easier when you face your challenges head on rather than pretending they do not exist and brushing them away,
It is possible to become wealthy in many ways, but the easy and avoidant methods often come at an exorbitant price that could leave you in financial and spiritual ruin.
Financial education, financial wisdom, and personal accountability are the greatest ways to achieve financial freedom and a higher quality of life for yourself and others around you, .