Free Your Money Or Your Life Engineered By Joe Dominguez Accessible As Mobi

book holds so much good advice, it's really a shame that it's written in such a silly fashion, The authors try to be funny and make jokes, but they're just not funny and pull you out of the text, When they start talking about gazingus pins and stuff, I was wondering if there actually was such a thing whenever this book was written, before I realized they were just being funny.
Maybe in the seminars this book is based on, they were, but on the page, it's really lame, Also, they try to convince you that surfers will be using the word "frugal" to describe good waves, i, e. "That wave was totally frugal!" They say it'll be the hip word of thes, Yeah, obviously didn't happen.

Having said all that, the advice contained within is fantastic, At first I was unsure what good some of the exercises would be do I really need to know how much money I've made in my whole life to know that I'm broke now Do I need to discover my true hourly wage to figure out that I'm underpaid However, I did the exercises, and at each successive one a little more of how out of whack my life was made sense.
I started keeping track of every dollar I spent, and I'm still doing it, By the time it came to aligning your life with your values, I took action, I didn't even read the last chapters on making money from your investments, because thy didn't really apply yet,

My final thought is that, although this book is written in a silly tone, by the time I finished reading it, I had quit my job and gotten a new one that excited me a lot more, had knocked a good chunk off my debt, and had proposed to my girlfriend.
If you're feeling a little lost and think money or work is a big cause of malaise, give this book a shot,for the audiobook, but I'm holding my review until I can get a physical copy because people have told me they're much different experiences and the content is more in the physical copy.
The unexamined life is not worth living for a human being, Socrates

This book is very challenging, In the sense that it is actively challenging the reader to basically change her entire life, It's not the typical finance book that gives tips and tricks, and you can pick among them for those that are easy to work into your life you know the drill: "cancel cable done! what kind of wastrel pays for cable move somewhere cheaper let's not get too crazy, I love this neighborhood.
. . ". This book tells you to track what you're spending, not to find easy things to cut out, but to ask yourself, about every purchase: was this worth what I paid for it, in terms of the life energy it takes me to earn that amount of money Is this purchase aligned with my values What is the effect of this purchase upon the environment/Earth And even as I tell myself Of course! This is how you're supposed to live your life!, I'm intimidated by the effort required and, full disclosure, afraid of what I might learn about myself were I to do it.


I'm not sure I'm ready to implement this system in my life, but I have a very strong suspicion that this is a book I'll return to in five years, decide to finally implement, and then five years after that hate my current self for not implementing it the first time I read it.


life energy is the underpinning idea of the book, and you figure it out by calculating your real wage factoring in the amount of time you actually spend to have your job commute, unrecorded hours, time it takes you to wind down after work, etc.
, and the amount of money you have to spend to have the job as well commute costs, wardrobe, professional fees, therapy, etc, Highly recommended!!!

At first, I was about DNF this book because I felt like it was not meant for me, I'm not American and I don't live the American way, so I thought that this book is not the right pick for me,

Well, it turned out that this book speaks to all of us, Why Because there's no one

on this earth who doesn't use money, even though the relationship is different from one another,

I truly feel lucky to stumble upon it because it made me rethink my decisions, habits and how I view my relationship with money, It made me wonder about my values and aspirations, After every chapter I read, I stay the next hours and days thinking about the questions that were asked, trying to find answers, Sometimes I do, sometimes I don't,

I'm willing to start the nine steps program recommended by the authors, I did the two first steps, and I'm going to do the rest in the future inchallah, Certainly, I'll go reread some parts of the book to better apply this program,

Again, do yourself a favour and read this book, What a bunch of life energy wasted reading this, I decided not to buy anything inand it was great though I fell off the wagon in November because I went to NYC and I was really cold so I had to buy a jacket and shoes.
and a necklace. Anyway, I didn't do it to save money, but because I had too many things, I read this book on a friend's recommendationnot because I need to save money, but because I wanted to learn something, My point is that even if your goal isn't to save more money, this book is really useful, It's useful because it forces you to think about your money, I admit that I did not do all the exercises in the book, but I did finish it and it made me think differently about my money and my life!.
I feel very lucky and blessed that I love my job so I don't feel like I work just to make money, but I certainly do need to think a lot more about investment and spending.
This book is a mustread for everybody, My book hadpages. I took a month to read this bc I wanted to absorb the book and think about the lessons, It keeps stating NO BLAME, NO SHAME which I really appreciate, I used to be a "I want this, I'll buy it" kind of person, I grew up with immigrant parents working so hard to get allof their children ahead by hard work on their part, Money seemed to be more important than bonding, Not a boohoo story just the truth, I appreciate my parents' hard work and love them but I also grew up with their habits and views on money, I have had to reprogram my brain and do different for my kids without depriving us of anything, Just looking at things differently,

This book has made me look at advertising and joy differently, I see that my buying things just bc I can I am using my husbands life energy into the equation and ruining the planet at the same time.
He will soon be forty and the way he works he has just over,hours left to live, It just helps put our lives into a different prospective, We aren't big spenders but we each have our little habits,

The book isn't about budgeting, It is about getting satisfaction out of life, A question the authors keep posing is, . If you knew you were going to die next year how would you spend that time
I'm keeping this book to read and reread just to keep reminding myself to follow the steps and know I don't need extra clutter to worry about.
I don't want to keep up with the Kardashian's, I want financial freedom and to save money, not be a penny pincher and deny myself things I need, Such an eye opener and lots of facts, Not a get rich quick scheming or invest in this or that kind of book,

I would recommend it to people that see money is not happiness, It is just a means to pay the bills or be in a big amount of debt, Western culture is too materialist and looked down upon if one doesn't have the latest gadget or a mortgage with a car payment you cannot afford, I really appreciated the advice and POV of theauthors, คมออสระทางการเงนฉบบ Practical ถามวาดไหม โอเค มนกไมไดแยขนาดนน แตหลายบทตอนคอการฟามนำลายแตกฟองในเรองทควรจะเปนเรองเลกๆ ในหนงสอการเงนสวนบคคลพนฐาน

เขาใจแหละ วาหนงสอลกษณะนไมไดออกแบบมาสำหรบคนทจดการเงนตวเองไดดพอสมควร และมเปาหมายในชวตชดเจน ตวอยางในเลมกพอจะสรางแรงบนดาลใจไดด แตกยงสงสยวา ถาคนทไมมวนยทางการเงน จะมแรงผลกดนและวนยเพยงพอทจะอานหนงสอทมรายละเอยดยบยอยแบบนจบหรอฟระ ฮาฮา

sitelink net/bookclubreadin
reading dates: JanuaryMarch,

So I didn't actually follow the book club thing, and in fact I haven't visited their forums yet,

This book was alright, There was some good advice about reducing expenses, redefining your definition of "needs," and the principle of generating enough interest income to cover your expenses, But the tone was so cheesy, the examples seemed incredibly out of date, and the exercises seem overly complicated for the purpose, I would think most people who need help managing their money would get frustrated at the amount of time and detail needed to record every cent they make or spend "even the quarter you find in the vending machine!" and give up before getting to the helpful parts.


I almost threw the book away in frustration when the author tried to argue that inflation doesn't exist, And I cringed at some of the "feelgood" examples of people who followed the program and now spend their days helping the homeless and treating AIDS in Africa.


I guess though, all these books would cease to exist if they only wrote the helpful parts, They'd consist of the following paragraph,

"Stop spending unless you absolutely HAVE to, Save everything you don't spend, Once you've paid off your debt, set aside an emergency fund, Once you can cover yourself in an emergency, invest, If you're young, you can take on risk when you invest, but as you get older, switch to lessrisky investments, Oh, and a job with a high salary may not be a good deal if you're workinghours a week the equivalent of two full time jobs to get it.
" This is a fantastic book with a lot of simple but useful ideas, I intend to read it again, and again, and again. I read this book in my earlys when I had zero money and zero idea what to do with any if I had it and it blew my mind.
years later I am retreading it and find it just as compelling, Guides you gently, gingerly into reevaluating you preconceived notions about money, how much is enough, and whether you really want to work in a conventional job track foryears hint: if you don't, there are other options! The basic idea is that every day you go to work you are choosing to trade your precious, limited life energy for money.
So if you are spending it unconsciously on crap you aren't fully enjoying or a bigger house/car than you really need then you are effectively trading away hours of your life.
If you love your job and you love accumulating stuff, then great, But if you dream of doing other things with your life than staring at your monitor at work, or even if you love your job but would do it differently if money weren't an issue, this book is for you! Cornily written but the sincerity of the writers and value of the message supersede thattimes over.
Reader beware: the contents of this book might just shake the foundations of your life, . . it did for me. Easily the most lucid, insightful, and valuable book I've read on money, Probably because when it comes down to it, the book is not really about money, It's about what we're trading our life energy for, The book had such a spiritual component to it, that I was tempted to add it to my Buddhism bookshelf,

One thing I gained from the book was an incentive to organize our finances from a total net worth perspective, not just budgeting from paycheck to paycheck.
Also charting income vs expenses, I've found that mint. com is a very effective site for accomplishing the goals the book lays out,

The book makes a strong case for not identifying your definition of yourself with your job, For me personally, this was probably the greatest single insight the book provided It made me realize how much I've done just that, As the author says, "who you are is far greater than what you do for money, and your true work is far greater than your paid employment, " I thought this was a pretty powerful quote:

"Indeed, in terms of sheer hours, we may be more wedded to our jobs than our mates, The vows for better for worse, richer or poorer, in sickness and healthand often until death do us partmay be better applied to our jobs than our wives and husband.
"

I suppose my only gripe with the book is the utopia of financial independence it paints where a person is able to live off the interest from their investments.
Although they make it sound like such a future can be right around the corner, as someone with a pretty substantial amount of student debt, I ran some numbers, and barring an unforeseen windfall, that possibility is a loooong way off for us.
But even aside from the focus on the financial equivalent of enlightenment, there is so much wisdom in this book, both practical and philosophical, that I would recommend it to anyone.
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