Pick Up Smart Women Finish Rich: 9 Steps To Achieving Financial Security And Funding Your Dreams Formulated By David Bach Issued As EPub

would recommend this book as a beginner financial education book and a life coach book, What I love about this book is that, instead of a cold blooded financial education, through this book I can feel the passion and the real author as a person.
I really enjoy reading it, for one I got to learn some financial basis, and for second I get some valuable advice on life, I borrowed an ebook from the library but now I am going to buy a copy for my husband and me for reference, It's one of the books that I will go back to read multiple times, Excellent financial education book! As a feminist, I felt advocated for by the author as you can tell he really cares about women creating financial wealth and independence, My number one fear has always been being dependent on another person, and the author simplified complex financial questions such as investments, health insurance, and what real financial goals are! He helped me get a grip on my impulse buying and set my priorities straight for what my true desires are when it comes to finance.
It is a book for all ages and all financial points in life, I am so much further ahead now atthan I ever could have imagined!! These are challenging economic times and what's a single gal to do Hide her head in the sand like an ostrich and wait for a better tomorrow Hells, no! This is a great book for anyone boys and girls who want to get their financial house in order.
The author provides pretty basic information on how to save and how to invest, . . how to make your little cash dollars work for you like in that ING commercial where they are doing little situps and jumping rope, This book is probably not for those who already have some knowhow about finances but its definitely good for someone who needs to figure things out from scratch, Highly recommended! So this is absolutely not a book I would normally read in fact, just looking at the title makes me feel greedy and more than a little cheesy.
But after reading a book on home buying that mentioned Bach's book, I thought I would pick it up, It never hurts to do a periodic financial checkin, and getting a book specifically geared towards women turned out to be smart, If you can get past some of the silly jargon Bach has "Steps to Achieving Financial Security," and he trademarked the phrase "Latte Factor", there is a lot of wisdom to be absorbed from this book.
Most of us have never received any formal training on how to manage our finances, and it's sad but true that women have to be extra assertive and vigilant to achieve some sense of financial security and happiness.
Bach never talks down to the reader and avoids stereotyping women as shopaholics he just gives good, common sense advice in the simplest language possible, A great place to start if money books scare you, . . While this is a decent guide to budgeting, saving, and investing, the c,edition felt very dated. See, for instance, the chapter praising the man making areturn on his dot com stock portfolio, and criticizing the woman whose portfolio was balanced and made "only"annually, I wonder who still had retirement savings in,

I would probably recommend this title to women with established money management problems, or more mature women, If you're young, just landed your first job, and want some guidance, read Suze Orman instead: she addresses issues like credit card debt, student loans, and how to live on a low incomeand her tone is snappier, her expectations more realistic and forgiving because, after all, you're, not.


Smart Women Finish Rich, on the other hand, spends a long time dealing with women's emotional relationship to money, and how to develop a healthy attitude about spending and saving.
The first chapters help you explore why you earn what you do, what you do with it, and then direct you into different courses of action based on your ultimate life and financial goals.
This kind of thinking is a good reality check, and can help you develop sustainable money management strategies over the long term, but the reader looking for a lot of hard financial advice upfront might find this book too psychological.
Pretty elementary should be read in high school, Don't pay for his books, Adults Just read the chapters you need in the library standing in front of the shelf, It is that fast. Kids Read his books and do what they say, I felt this was pretty remedial and outdated, This is an amazing book and resource for anyone who has decided to improve their financial knowledge and situation but doesnt know how, This book focuses more on the “how” of investing and financial cleanup, not so much the “why you should, ” To me, that is where it differs from books by authors such as Dave Ramsey and Chris Hogan, It goes into much more detail and effectively uses illustrations and analogies, My favorite parts were where the author uses the cost of a latte over time to prove how much you miss out on accumulating wealth by not investing this small amount.
The charts showing the benefit of compounding interest was shocking to see, Also, for parents, the last chapter that focuses on teaching financial literacy to your children is a gem, I will be incorporating many of its lessons with my own children, This was easily a four star read for me and I highly recommend for anyone looking to improve their financial literacy and jumpstart investing decisions without being overwhelmed

and intimidated.
This book is wonderful to readjust your vision of money, One of the main themes is not letting someone else dictate your financial future, The author lists example after example of unintended consequences of not being an active participant in your finances, This is a great read to gift someone who may not be participating in their financial life or depending on someone else to figure things out for them, Self help books are not my "thing" but this one I really liked for two reasons, First, it was a step by step instruction on what to do and how to do it to get your financial life in order, The beginning step is to buy folders, Then the author tells you how to label them and what to put in them, Seriously. This is the sort of guidance I need, Maybe most people know what they have but when you have a family, house, job and so on things get away from you and it is hard to get a handle on where all the money, insurance, retirement accounts, savings accounts, wills and so on are.
The second thing I liked about the book was that it had very specific tips on how women should save differently from men, For example, women livelonger so the rule that you should haveof your salary isn't enough for women, we should save, If you are looking for answers on where to put your money, this isn't that sort of investing book, If you feel like you need to start saving but feel you don't have extra cash or you are overwhelmed by trying to figure out where to start or if you are doing the right things related to your financial life, this is a great book to get you started without a financial advisor.
Like most finance books, this one became rapidly dated savings accounts atAhahahaha but it's still good on general financial literacy, And I do endorse his project here of speaking specifically to women and women's financial concerns make less, live longer, get screwed in the divorce, I just wish he hadn't accompanied that agenda with a lot of gender bullshit about how women and men are fundamentally different in how they invest and women have more patience, everybody, it just comes preinstalled as part of vaginas, obviously.


Still, I wish I'd read this eight years ago in my first real job, when I didn't understand taxdeferred accounts or insurance and just flailed vaguely around learning on the go.
For contrast, today I bought shares of an index fund that tracks the MSCI real estate investment trust index, and I did it with confidence and as much knowledge as I wanted.
This book didn't get me from there to here, but if I'd read it at the right time it would have saved a lot of effort,

Still would have been annoying, though,
I found a lot of this book informative, but there was a BIG section in the middle with specific info about how to invest your money and I found that boring and irrelevant maybe because Im not in a life phase where Im super involved in my investing.
A lot of the book is also targeting women who are already in a place of privilege, so there were parts I think arent relatable to the masses, Not necessarily a book Id recommend reading cover to cover, but one thats probably worth referencing depending on what stage youre in re: finances, The author is clearly knowledgeable, but I question the recommendations when the examples and motivational stories provided are not accurate and/or promote unethical and abusive business practices, For example, when you cite Amazon's business practices and staffing retention model as an admirable way of maintaining motivated staff, I am absolutely going to make conclusions about what that means for your values and beliefs and their lack of alignment with my own.
It takes very little research to learn that the Amazon business plan requires staff turn over to be successful, which basically guarantees that employees will be exposed to toxic work environments.
I do not trust the author as a result and while I might find it a good study in business practices that I do not want to be in any of my investments, I also feel very uncomfortable taking lessons in meditation or gratitude when reading a financial guide, particularly if this author values profit over human and/or labor rights.
However, if an editor somewhere created a book of just the financial worksheets or details about the types of accounts that can be utilized, this could be a very useful resource.
It took me forever to make myself finish this book, Whereas I believe the premise is great ensuring women take charge of their finances, etc, I found much of this book to be condescending, The author relies on extremely outdated stereotypes and what seems like obvious stories of fiction, Some of the tips are good but not anything that you probably havent heard many times over at least those of us that are drawn to books like this, I can appreciate the effort and applaud the author for anyone that this helps, but Im just not a fan, This book changed my life, For some of you who are more financially aware it might not have such a dramatic effect but for me, ayear old with no retirement started and paltry savings, it was a godsend.
The most valuable thing for me was that it helped me set some financial goals and it got me interested in attaining them, Thoughout the book he speaks to those people who may earn tiny salaries such as us ladies in nonprofits and gives you confidence that you can achieve your goals too, that talking about money isn't just for rich people.
I was gifted this book and honestly was not excited about reading it, Having never read a book about finances, I was hesitant that I would enjoy or get much from this, But I was blown away!!! The author is masterful at creating great stories through his own experience and sharing super helpful and easy to understand tips about your future and finances.
I got so much great advice that Ive actually started to use already!/would recommend to anyone learning how to deal with money, I just finished reading this book as I often work with single female clients, I heartily approve this primer for intelligent women that want sage, nonsensationalist, guidance from a practicing financial advisor, Remember that the most famous "experts" that leap to mind are not practicing professionals but celebrities who have surrendered their licenses, Why read this book The author structures the knowledge around his philosophy of determining one's values first, match them with goals and then selecting he best, timetested practices to support them.

The author, sagely, recommends that anyone interested in doing this work should consult with a professional and furthermore, how to select a professional, With that in mind, the nine steps he lays out mimic the process an experienced financial professional would take with clients over a period of years, beginning with organizing what financial products then charting a course towards a long and productive financial life.
He begins with the most common and essential items needed by women and the appropriate age at which to acquire them, He also does an excellent job at succinctly describing the features and benefits of each product and action,

I hope you read this book!

Just in the way of explanation, This was the first book David Bach wrote b/c it was his grandmother who taught him about personal finances and in his financial advisor business he was tired of seeing women not knowing anything about money after a divorce.
I bought it for a few women in my famiy and friend circle, but I never give a book to someone without reading it first, Now you now why I read a book entitle Smart Women Finish Rich It is a great read regardless of your sex, I read this almostyears ago and it changed my life for the better, While waiting for other books I decided to pick it up again and see if I'd have more to learn, I did! This book reads like a dummy's guide in a way, . . so on thend read the format felt a bit like I read too many of these finance books and this was just another one in the pile, BUT! It also opened my eyes to new values I had prebaby vs postfamily and new dreams I wanted to accomplishyears ago: pay off loans and farm in hawaii, check and check.
. . now: save for luca's future, our next home, and a year long trip around the worldall in the works!!!, It made me go through all my files and reach out to form a new plan with my financial advisor, It made DH and I look at our joint account and determine that we should probably add a little more to it, And we discovered his values and what that could mean to our future, So while the book just reads like any other, once again it continues to help me save for the things I really want in life, Not shoes or clothes thank you Buy Nothing for never needing to buy those again, but instead travel and the freedom not to worry when emergencies inevitably hit, I spent a large portion of today resting amp reading, This book is so much better than Suze Orman's 'Women amp Money', because it gets past the initial shock of women being clueless about money I know I am, . . which would make her cringe to hear,

It gives practical advice on how to change bad habits by forcing you to think about your values, How could I not save money Don't I want future comforts I feel like an idiot now, . . but hopefully now I have a reason amp means to change, .